4. Insurance

4.1 You must satisfy the Company on or before the departure date that you have a valid passport and that you are adequately covered by insurance for loss of money, baggage and personal belongings, cancellation or curtailment of your holiday, medical expenses and the cost of repatriation should you become too ill to continue your holiday;

4.2 You should be aware that the standard insurance cover provided automatically by credit card companies is not sufficient.